Stop Guessing. Start Owning.
Take our free 2-minute assessment and get your personalized homeownership score
Get My HomeScore →Trusted by 500+ families on their path to homeownership
How It Works
Three simple steps to your homeownership roadmap
Assess
Answer 5 quick questions about your situation, credit, savings, and goals.
Plan
Get a personalized score and action plan tailored to where you are right now.
Own
Follow your roadmap with tools, resources, and support to reach homeownership.
What You'll Get
Everything you need to go from renting to owning
Credit Roadmap
See exactly what's holding you back and get a step-by-step plan to improve your score.
Insurance Savings
Compare quotes from top carriers. Families like yours save an average of $340/year.
Mortgage Readiness
Calculate what you can afford and get matched with lenders when you're ready.
Resident Benefits
Unlock credit reporting, rewards, and perks that accelerate your path to ownership.
Real Results from Real Families
“I went from a 540 credit score to 680 in 8 months following my HomeScore roadmap. Now I'm pre-approved!”
Maria S.
Phoenix, AZ
“The rent-to-own path HomeScore showed me was something I didn't even know existed. We move in next month.”
James T.
Detroit, MI
“I saved $380 on insurance just by comparing quotes through HomeScore. That money goes straight to my down payment.”
Priya K.
San Antonio, TX
Frequently Asked Questions
HomeScore is a free homeownership readiness scoring platform. We help you assess where you stand, build your credit, compare insurance, check mortgage readiness, and access resident benefits — all in one place.
Yes! The assessment, score, and educational resources are 100% free. We earn commissions when you choose to use our partner services (like credit repair or insurance), but that never affects your cost or our recommendations.
Rent-to-own (RTO) lets you rent a home with the option to buy it later. A portion of your monthly rent builds toward your future down payment, and you get time to improve your credit and savings before applying for a mortgage.
No. The HomeScore assessment does not check your credit or affect your score in any way. We ask you to self-report your credit range so we can personalize your score and roadmap.
Your data is used solely to create your personalized HomeScore and roadmap and connect you with relevant resources. We never sell your personal information. See our Privacy Policy for full details.
Ready to Start Your Journey?
Join hundreds of families who have taken the first step toward homeownership.
Get My HomeScore →