Privacy Policy
Last updated: March 2026
1. Information We Collect
Information you provide: When you take our assessment, submit forms, or create an account, we collect your email address, name, phone number (if provided), assessment responses, and any other information you choose to share.
Automatically collected: We collect standard web analytics data including IP address, browser type, device information, pages visited, and referral URLs. We use cookies and similar technologies as described below.
2. How We Use Your Information
- Generate your personalized homeownership readiness score and roadmap
- Send you relevant educational content and updates (with your consent)
- Connect you with partner services that match your needs
- Improve our platform and user experience
- Comply with legal obligations
3. Information Sharing
We do not sell your personal information. We share data only with:
- Service partners you choose to engage with — only when you click through to their services
- Service providers who help us operate the platform (hosting, email delivery, analytics)
- Legal authorities when required by law
4. TCPA Consent
By providing your phone number and/or email and clicking any submission button on our site, you consent to receive communications from HomeScore and our listed partners via email, phone call, text message (SMS/MMS), and/or autodialed or prerecorded messages for marketing purposes. Consent is not a condition of purchase. You may opt out at any time by replying STOP to any message or contacting us. Standard message and data rates may apply.
5. Cookies
We use three categories of cookies:
- Essential: Required for the site to function (session cookies, CSRF protection)
- Analytics: Help us understand how visitors use the site (Google Analytics, PostHog)
- Marketing: Track affiliate conversions and campaign performance
6. Data Retention
We retain your personal data for as long as you have an active relationship with us or as needed to provide services. Assessment data is retained for 24 months. You may request deletion at any time.
7. Your Rights
Depending on your location, you may have the right to access, correct, delete your data, opt out of marketing, or withdraw consent. Contact us at privacy@ownready.com.
8. Security
We implement industry-standard security measures including encryption in transit (TLS), secure data storage, and access controls.
9. Children's Privacy
OwnReady is not directed to individuals under 18. We do not knowingly collect data from minors.
10. Contact
OwnReady is operated by JK III Management LLC. For privacy inquiries, email privacy@ownready.com.