Stop Guessing — See Exactly What's Holding You Back
Your credit score is the #1 factor in mortgage approval. Let's build yours.
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How Credit Impacts Your Homeownership Journey
Most mortgage lenders require a minimum credit score of 620 for conventional loans. FHA loans may accept 580+ with a larger down payment. The higher your score, the better your interest rate — which can save you tens of thousands over the life of your loan.
Credit Score Ranges
Recommended Next Steps
Credit Repair Services
Professional credit repair that disputes errors and negotiates with creditors. Average clients see 40+ point improvement in 6 months.
Credit Score Monitoring
Track your score daily, get alerts on changes, and see exactly what factors are helping or hurting your credit.
Secured Credit Cards
Build credit with a small deposit. Reports to all 3 bureaus. Perfect for thin credit files or rebuilding after setbacks.
HomeScore does not provide credit repair services directly. We connect you with qualified credit improvement partners.